Insuring Your Holiday – Common Myths About Travel Insurance

If you plan to go on a journey to a destination abroad, insuring your holiday with a low-cost package is an absolute must. The problem here, however, is that there are a lot of half-truths and flat out lies out there about the whole issue. Make sure you get your facts straight by busting these myths.

Myth 1: There is no coverage for injuries from sports or activities

There are quite a few travel insurance providers that provide coverage for risky activities and extreme sports. You do, however, need to make sure to state your intent to engage in risky activity before insuring your holiday. This is because your ordinary medical insurance won’t cover you from accidents or injuries related to risky activities. You’ll need to expand your coverage appropriately, otherwise you risk running into an accident and not having a claim accepted by your provider.

Myth 2: Credit card travel insurance is enough

Simply put, it most often isn’t. The payout from credit card coverage simply won’t compare to the amount you get from a dedicated travel insurance provider. You may get a little extra using the coverage extended by your credit card, but it alone just won’t be enough to cover all the expenses you could incur. Travel insurance, on the other hand, will not only pay out more but also covers more possible scenarios than the typical credit card travel insurance.

Myth 3: Travel insurance is exorbitantly expensive

Insuring your holiday with basic coverage can cost as little as less than two pounds a day – although the costs will increase as you get more coverage on your plans. A decent plan should cost about two to four pounds sterling a day. You may even save more from family and early-bird discounts, so ask the provider if they have any special promotions you can take advantage of.

Myth 4: Providers will always look for loopholes to avoid paying out

Not the legitimate ones. Successful companies that have thrived for long periods of time know that insuring is a numbers game, ultimately in their favour. They know that cheating the system will cause them to lose customers in the long run, so they pay out according not just by the letter of their contract but by the spirit of the contract as well. If any accident or incident is within the spirit of the contract, then you will be covered.

Myth 5: Travel insurance cannot be acquired while already on a trip

Insuring your holiday is still possible, even when you’re already at your destination – as long as you still qualify. The important thing here is to find a provider and communicate with the said provider about their post-departure coverage plans. Just make sure that you are doing so in good faith and are not planning to intentionally figure into an accident or something.
You will not be covered if it is determined that you intended to game the system.

Expedia Flight Discount Code Overview – All You Need to Know About Travel Deals & Savings

It’s no secret that Expedia offers amazingly low-cost airfare and travel deals. You can easily search for airfare to any destination in the world, and book a budget hotel with it. Save even more money by using an Expedia flight discount code. Did you know that this company owns and operates a variety of travel booking sites in over 70 countries? Wherever it is you want to go, there is no need to spend a lot of money.

The great thing about booking through Expedia is that it offers a lowest price guarantee. If you find a cheaper plane ticket elsewhere within 24 hours of booking your flight, you will get a refund for the difference. Just use the Price Guarantee checklist to make sure you qualify.

There are so many nice places you can go to. Expedia offers flights to all of the popular destinations like Orlando, Hawaii, Paris, Tokyo, Singapore, Las Vegas, Cancun, the Bahamas, Alaska, Egypt, etc. The prices are among some of the cheapest you will find.

If you’re wondering how the site works, it’s very easy. Just use the search function to tell Expedia when and where you want to travel. There are options to search for airfare by itself, airfare with a hotel room, airfare with car rental, or all three. You’ll be presented with all of the available options for travel during the dates you specified. You can filter the results in a variety of ways that suit your travel preferences. When you find an itinerary that you want to book, there will be an option to enter the Expedia flight discount code or any other coupon you think will help you.

Some coupons are good for flight + hotel packages or all inclusive packages. There might be requirements such as a minimum amount of money spent for the package or certain number of nights at the hotel. This type of offer knocks money off of the overall price. The amount of money you save varies depending on the package.

As with any internet deal, it’s important that you read the fine print to ensure that you understand the rules. If you use an Expedia flight discount code on your upcoming trip, will there be an opportunity to get a refund if something happens and you have to cancel later? What kind of baggage policies does the airline have? It’s also important that your entire trip is on a single airline, even if there are connections.

Where would you like to go on your next vacation? A nice beach somewhere? An exciting city with tons of shopping opportunities? An adventure somewhere with ancient ruins to explore? You can get there without spending too much money by using an Expedia flight discount code. You might also want to look into Expedia hotel coupons.

The Facts About Travel Insurance Claims

Purchasing travel insurance is pretty simple these days since it can all be arranged online. Policy documents, exemptions, contact numbers and anything else you need to know is available on the insurance company’s website. What is less publicised and known about is what to actually do if you need to make a claim.

It is understandable that people panic in emergency or unexpected situations, but a little bit of composure should allow things to be sorted out pretty quickly. It’s easy to get caught up in worrying about what might happen. But there’s usually nothing to worry about. There are a few simple points you need to remember that will allow you to ensure things work out okay.

Multiple copies of your vital information, stored in different places, is always useful and sometimes a godsend. Keep one on you at all times if possible. Policy number and your insurers contact details are of greatest use to you in an emergency situation.

The sooner you contact your insurance company the better. In cases of medical emergency this is important. In non-life threatening cases, and where you don’t have full details of your policy with you, it might be best to contact the company to see if you’re covered before you opt for whatever insanely expensive treatment you may need.

Considering the medical implications, theft is not such a big deal but can mess up your holiday nonetheless. In extreme cases immediate action is necessary, such as getting replacement funds and documents. For smaller cases you can wait until you return home to contact the insurer. but make sure you get a police crime report to prove your claims.

Be aware, in developing countries with high numbers of foreign tourists, this is seen by many police as a waste of their time. You might have to give officials a small bribe to make progress. While this may seem alien to us, is some countries it is standard procedure.

Another common claim is for baggage lost by airlines, hotels or transport companies. The thing to watch out for here is accountability. It’s important that, if possible, some sort of admission of culpability is obtained to forward to your insurer. It wouldn’t be unheard of for an airline to deny losing something even after their staff admitted to the fault at the time.

In the information age getting in touch with your insurer, even if you’ve lost your wallet with all the contact details in, isn’t usually going to be that difficult. Even if you don’t have a policy number to hand, the staff at the insurance office should recognise your name and be able to confirm your details through some sort of password system set up when you bought the policy.

Think About Travel Options When Potty Training Toddlers

It is hard enough to potty train a child at home where there is facilities nearby. It is even harder on a trip and you don’t want them to revert back to using a diaper. While it is an option in certain situations, the goal is to plan ahead. This is necessary whenever you are potty training toddlers.

One way to deal with this situation is to make sure you take a lot of stops, allowing the toddler to go to the bathroom. However, what happens when you are in the middle of nowhere and there isn’t a bathroom in sight. In certain places, you can take them to a corn field or another secluded area, but this won’t necessarily be a positive experience for someone going through the potty training process.

This is why many pack a potty chair for their travels, especially if they are going on a long trip in a vehicle. While you wouldn’t have wanted to use the old fashioned training toilets, today’s travel chairs are ideal. They are designed for kids and can easily be carried, stashed or have the bowl omitted. Convenience is the key for everyone involved and it helps those potty training toddlers.

The potty chairs come in a wide range of prices. The idea is to purchase the travel option because it can be folded up when it isn’t in use. They are made from plastic and in the same shape and size as the standard seat. The seats come in a number of different patterns and colors. Another option is a self-contained potty chair where a plastic bag is lined with the seat and catches all of the waste. It then folds back into a compact briefcase and has a gallon zipper lock bag that works as the liner.